Riester bank savings plan as crisis-proof form Riester

In the meantime, the theory has spread and proved that the statutory provision is simply a basic provision for a life in dignity. Pensioners are facing more and more restrictions and an end to this situation is not in sight. The reasons for this are discussed for decades. More and more retirees have to be funded by a falling number of active contributors, which is the basis of the allocation procedure. Demographic trends, this process into question, with no improvement in sight. An excellent addition to the statutory pension scheme is the occasion of the pension reform 2000/2001 introduced Riester pension. Although there are some ways to supplement the pension by the Riester pension, a bank Riester savings plan has proven to be the best alternative. The Riester pension has the offering company � in this case usually a bank � are initially certified. When Riester bank savings plan a life always consistent or rising rent is paid. It is possible to use by drawing on the Riester living promoting these contracts for the purchase of owner-occupied housing.Riester a bank savings plan is for security-oriented savers who want to make any experiments with their retirement, most suitable. In addition, the Bank Savings Plan Riester significant advantages compared to other products. First, each investor has to. A Riester Bank Savings Plan terminates the guarantee that the amount paid plus interest will be repaid in full Even in the case of insolvency is where the strength of this type of investment, as it is subject to seizure and is also applying for benefits in accordance with SGB II (Hartz 4) is not counted, so completely disregarded. Also, the return is a nominal interest rate of 3-5% per annum undoubtedly good and therefore more profitable than other forms of Riester saving promotion, the need to spend, for example, contributions to risk premiums or fees, for example, for a fund that does not flow back to the depositors.The most productive, safest and most sensible form of investment in the Riester pension is Riester bank savings plan, because here are price risks, such as the mutual fund savings plan, not included. At the same time the issuing bank generally requires no cost for vorzeitge termination or retirement. Public support for Riester bank savings plan designed this flexible and secure pensions still profitable. The group of persons who is eligible, was spacious. In addition to other requirements are covered by social security workers, self recipients of this funding. Overall, it can be stated that Riester Bank Savings Plan is an excellent and safe supplement the pensions crisis. The importance of such a decision will be in the future even more.