5 Surprising Facts About Auto Insurance Texas Department of Insurance
Knowing the ins and outs of auto insurance can protect you and help you get the most from your policy. Here are 5 surprising facts about auto insurance. Number
1: Mexico doesn�t accept U.S. auto liability insurance. Check with your insurance company or agent before driving your car into Mexico. Number
2: Going green may save you some green. Tell your agent if you walk, bike, or take public transportation to work. You might qualify for a lower rate on your insurance. Number
3: Don�t feel rushed to sign a settlement or release after a wreck.
An insurance company might ask you to sign a release if you�re injured in a wreck caused by someone else. Under Texas law, an insurance company can�t delay paying a claim to pressure you to sign a release. Number
4: You get to pick your repair shop. An insurance company can give you a list of preferred repair shops, but it can�t require you to use one of them. Number
5: You can challenge a settlement offer. You have the right to have an independent third party review to settle the dispute.
But you�ll have to hire your own appraiser and pay half the cost of the independent reviewer. If you have an issue that you haven�t been able to resolve with your insurance company, we may be able to help. Call our Consumer Help Line at 1-800-252-3439. .
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Knowing the ins and outs of auto insurance can protect you and help you get the most from your policy. Here are 5 surprising facts about auto insurance. Number
1: Mexico doesn�t accept U.S. auto liability insurance. Check with your insurance company or agent before driving your car into Mexico. Number
2: Going green may save you some green. Tell your agent if you walk, bike, or take public transportation to work. You might qualify for a lower rate on your insurance. Number
3: Don�t feel rushed to sign a settlement or release after a wreck.
An insurance company might ask you to sign a release if you�re injured in a wreck caused by someone else. Under Texas law, an insurance company can�t delay paying a claim to pressure you to sign a release. Number
4: You get to pick your repair shop. An insurance company can give you a list of preferred repair shops, but it can�t require you to use one of them. Number
5: You can challenge a settlement offer. You have the right to have an independent third party review to settle the dispute.
But you�ll have to hire your own appraiser and pay half the cost of the independent reviewer. If you have an issue that you haven�t been able to resolve with your insurance company, we may be able to help. Call our Consumer Help Line at 1-800-252-3439. .
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