It is believed that the first car insurance policy was issued in 1897 in Dayton, Ohio. Gilbert Lumis bought a liability insurance policy from the Travelers Insurance Company (by the way, this company still exists) for one thousand dollars. The policy was defended by Lumis if he, having got into an emergency situation in a car, would harm the life or health of a third party or any property not owned by the driver. In modern money, the amount of coverage of Lumis was approximately 26 thousand
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